Custom Employer Health Plans – Nationally and Locally
Long Term Total Cost Reduction
Compared to traditional, carrier based insured and self insured employer health plans. No hidden costs.
Health Plan Self Funding Experts
Managing risk properly, safely, and within budget down to 75 employees.
Customized Plan Design
Experienced, expert guidance in designing your health plan to your specifications.
Unique Medical Concierge Service
Medical experts help employees find providers, estimate/negotiate costs that effect deductibles, coordinate care and more.
Beyond Hands On Help
Teaching expertly at all company properties yearly.
A dedicated employee insurance adviser and more.
Horizons Research Insurance, Inc. is successfully helping medium and large group employers, nationwide, create and service meaningful health benefit programs with proven higher-than-average overall cost reductions and strong customer satisfaction.
HRI is nationally recognized as a leading health plan benefits consultancy that specializes in achieving low-risk, economically sound and highly successful self-funded health benefits programs.
Self-funding is not for everyone; but those companies that choose this option enjoy tremendous advantages with lower costs, independence and overall efficiency when compared to traditional “Brick and Mortar” carrier based health insurance offerings, even when including the ASO insurer/carrier self-funded model. Read More >
Of course, the best case study will always be an analysis of your current plan against an HRI customized, proposed plan. There is no obligation nor a fee for our initial and very thorough analysis and report. Still, we have included recent cases you may review here. We are happy to supply peer to peer references for serious investigators.